Age: 30

Family: India (wife)—"We're expecting our first child soon. It will be great to be able to stay home with the baby and watch her grow up."

Highest Education: "I had a very brief college career, which was unsuccessful...I eventually left college because everyone I knew who had achieved wealth had not done so by using what my professors were teaching me. In fact, none of them even went to college. I also became very discouraged because I would see people with master's degrees waiting tables. I think deciding to leave college was one of my best decisions. Once I left, I had no choice but to get out there and make something happen. I couldn't fall back on the 'struggling-student' excuse anymore."

Year Started Business: 1999—"I had attempted to make it in a few other businesses before this one, but they didn't amount to much. I was simply getting by, 'treading water' without making much progress."

Type Of Business: "I currently have three 'regular' Internet businesses, a network-marketing business, and a joint venture partnership with another Internet company. It's not as complex as it sounds. My 'regular' Internet businesses are simply Websites (www.instantinternetempires.com, www.hotresponders.com, www.cashflowcircle.com) that sell informational products or provide a service to marketers. I have a network-marketing business with SFI that has really done well. SFI has totally changed the way I think about network marketing...Ever since I became involved with it, I have 'seen the light.' I'm convinced that anyone can succeed with it. In fact, I made some great videos that show exactly how I became successful in SFI."

Market: "I serve people who want to become successful on the Internet without having to learn all the 'techie stuff.' So, folks who want to succeed online and are willing to just get out there and try something are my ideal clients."

Number Of Employees: A tech support team from Workaholics4hire.com—"These people are great...so if you're ever worried about how you're going to handle customer support, just get in touch with them. They take great care of my customers and I'm really grateful for that."

Best Month (Gross Revenues): $68,000

Hours Worked Per Week During Start-Up: Easily 60+ hours—"Most of it was not needed. I just didn't know what I was doing. If only I knew then what I know now, I could have saved a lot of time and had more fun."

Hours Worked Per Week Now: Depends—"We just launched the new www.cashflowcircle.com site, so I'm putting quite a bit of time into that. But once that gets settled down, I'll try to resume my 30-hour work week."

Favorite Business Magazines: Six-Figure Income—"Mainly because they profile companies that are so different from mine and those of my niche." Also, Network Marketing Lifestyles—"In all honesty, I just like to read the ads. Any magazine I read, I focus primarily on the ads. Strange but true. Above all else, I'm a copywriter, so this is why I'm so obsessed with advertisements over articles."

Favorite Business Books Or Authors: How To Make $4,000 Per Day From Your Kitchen Table While Sitting In Your Underwear – Jeff Paul—"This is my favorite business book, because it introduced me to the power of direct-response marketing. It is an excellent example of how to get people to raise their hands and essentially say, 'Yes! I'm interested in what you're offering, and I'd love to receive ads from you.' The concept Jeff outlines in that little book is the basis with which I operate all of my businesses." Also, My Life In Advertising – Claude Hopkins—"I love it because Mr. Hopkins gives a step-by-step formula for creating powerful ads that make you money." Lastly, Multiple Streams Of Internet Income – Robert Allen—"The five or six hours I spent reading this book and applying the concept he outlines have laid a foundation for financial security that I'm very grateful for."

Relaxes By: Driving his BMW M3, hanging out with his wife, or playing tennis

Keeps In Shape By: Trying to get in three tennis matches a week—"Now if I could just win one..."

Favorite Part Of The Job: Hearing success stories from his customers—"This is, hands down, one of the greatest experiences that I'm lucky enough to have. When someone writes to me and says something like 'Thanks for sharing your information. Now I know that I don't have to spend the rest of my life in some horrible job,' I feel really good."

Least Favorite Part Of The Job: Telling people "no"—"I get frequent requests from people who want me to call them and consult with them, and I simply can't do it. It's hard to say 'No...I won't call you.' But if I agreed to all of these requests, I'd never sleep. I think I've solved the problem, however. We've started having conference calls with our members at www.CashFlowCircle.com, and that's going really well."

Companies Admired: "I'm not really familiar with the inner workings of corporate America, so I mainly focus on individual leaders in business. My favorites are Dan Kennedy, Jeff Paul, and Jonathan Mizel. I admire these men because they created enormously profitable businesses that require minimum manpower, expense, and time. I'll take that over stock figures any day."

Favorite Quotes: In your moments of decision, your destiny is shaped. – Tony Robbins; The problem is not that the Ferrari is too expensive...it is that you cannot afford it. – Jim Rohn; You can do anything you want if you put your mind to it and work for it. – E. Raymond Smith

The Person Who Most Influenced His Life: His grandfather, E. Raymond Smith–"He built an empire starting from nothing and with no formal education. And he did it by always maintaining a high level of integrity and by making sure the people he did business with were happy. The greatest thing he ever did for me was to set a standard to live up to. I'm still working on it."

Heroes: E. Raymond Smith—"He's accomplished more in 80 years than most families do in generations." Next, Claude Hopkins, for paving the way for all direct-response marketers; and his father, Frank Kern III, for teaching him to live life by his standards and no one else's—"That was easily one of the most important lessons I've ever learned."

Special Accomplishments: "My greatest achievement was the day I looked at my wife and said 'You don't have to work anymore.' That had always been a goal of mine."

Months Before Achieving A Profit: "I made a profit right from the get-go. It wasn't huge...but it was a profit nonetheless!"

Any Books, Tapes, Or Reports Authored: "I've created about 40 videos that show people exactly how I make money on the Internet. People can get them at www.cashflowcircle.com. I've also written an e-book called Magnetic Internet Power Marketing that people can get for free at www.HotResponders.com.”

Contact Frank At: support@hotresponders.com